Your long-term partner in creating and protecting wealth
The 1933 Saint-Gaudens Double Eagle
Welcome to Simmonds Financial . We specialise in providing Asia based expatriates with fee-based advice and solutions for two primary areas :
We help expatriates who are in the latter stages of their career or business life, make the right retirement planning choices and optimise their retirement portfolio in order to help achieve their retirement goals.
We also help those who plan to repatriate to certain jurisdictions, minimise the impact of future taxes on their savings and investments, and ensure that whatever they leave behind for their loved ones is not unnecessarily decimated by death duties.
Our firm was established in 1996 and is currently one of the only fee-based financial advisory practices in the region. We cater to expatriates who are looking for a considerably more meaningful and productive service, than simply being sold financial products.
Although there are minimum investment levels required to obtain our services, we place far more importance on working with clients who have similar philosophies to our own regards money. We genuinely only want to work with those to whom we feel we can add real value and in return, value us and the long-term relationship we endeavour to build with each and every client.
“I had the privilege to work with Robert Flux of Simmonds Financial from 1998 until 2011, when I relocated back to Sweden. Robert helped me, as an advisor, to build up and manage my retirement plans, and the subsequent retirement fund that resulted.
It was a refreshing experience working with Robert, who took his advisory role seriously and stayed the tight course given by me so as to deliver on my fairly conservative, some might even say cautious, investment profile. We met on a regular basis, to monitor and review how my retirement savings could be best developed. Although I of course always had the final say and took the final risk, Robert always gave me a feeling that we were “in it together” and gave me guidance, consistent with my investment profile.
Based on the trust we developed, and the stability and steady financial growth that Robert’s guidance resulted in, I am happy to recommend anyone to work with Robert in the way I did.”
Senior Counsel (Swedish attorney-at-law)
Mannheimer Swartling Advokatbyrå AB
"I have been investing with Jeanette for quite some time now, close to twenty years! In all that time I have been, what I would consider, a small player, but have been struck by the fact that she has always given her time willingly to go through my portfolios patiently and carefully. Jeanette has been painstaking in her care to make me feel important to her business and for that I thank her. I am also impressed that she has never resorted to flashy manifestations of her success and has kept her offices simple and friendly.
I wish Jeanette and Simmonds continued growth and all the best for the future."
Cathay Pacific Airways
"Having been through several different financial advisors during my first few years in Hong Kong, I have now been a client of Robert's since I was first recommended by a friend to meet with him 15 years ago. The actual investments have changed during the years to reflect the different stages of life, but with one same long-term goal - to support a comfortable lifestyle in the latter part of life for me and my family.
"Simmonds' fee based approach is unfortunately rare in Hong Kong - you actually get to know how much you are paying and for what!"
Owner and founder
Svecia Technologies Ltd.
"Jeanette has, as a senior representative of Simmonds Financial, been responsible for the management of financial matters on behalf of my wife, Rosalind, and myself for almost 20 years. During this lengthy professional relationship she has earned our total trust.
"From the outset, Jeanette proved to be very knowledgeable across a broad spectrum, totally dedicated to ensuring that her recommendations fitted individual requirements, and that these are always communicated effectively. She has proved to be exceptionally able and focused, which, coupled with very high ethical standards to which she adheres at all times, makes her a force to be reckoned with in her field.
"Indeed, her professionalism and total commitment to providing the best possible advice, in a user- friendly way, has achieved very positive results and continues to do so. With Jeanette there is no such thing as a 'quick fix', she always takes into account the 'bigger picture'."
HM Blud PDSM CPM
Assistant Commissioner, (Retd.)
Hong Kong Police
"Rob has been my financial adviser for over 15 years and has consistently offered sound and appropriate advice. He considers my circumstances and attitude towards risk and advises accordingly. Over the past year, he has given invaluable advice on QROPS, and followed through with the right plan for me. With regular updates, in clear and precise detail, explaining the various options with existing and new plans alike, Rob's knowledge of the financial marketplace means that I should be looking forward to a comfortable retirement. I have no hesitation in recommending his services."
"Jeanette Richardson has a great ability to listen and talk about financial matters in a simple, understandable way; she takes the hard work out of keeping abreast of financial affairs and has consistently brought cutting edge solutions to the table.
Simmonds in Hong Kong has given coherence to my financial planning, and I'm now in a position to take a positive long-term view to my future. I've been delighted with the consistent level of personal service I have received from Simmonds, I can't recommend them highly enough"
"I met Robert almost 10 years ago, and have been impressed by his focus to understand my needs and requirements, rather than offering me standardized solutions right away. Since then, I am very pleased to have him as my financial advisor, despite my relocation back to Europe in the meantime."
Dr. Mathias Wagner
Senior Vice President
Fresenius SE & Co. KGaA
"We were delighted to meet Jeanette Richardson about 10 years ago. Jeanette established our financial objectives, rationalised our portfolio and recommended funds and tax efficient arrangements for holding these, both in the short and long term.
"Throughout, she has kept an active interest, reviewing our investments and recommending adjustments as our circumstances changed, including moves around Asia and finally retirement to the UK. We were pleased with the returns achieved in the good times and, even more so, that our wealth was preserved in the bad times."
Mr & Mrs Nick Townsend (Retd.)
Ex Managing Director
Black& Veatch, Asia Pacific Division
"Robert has been instrumental in getting me onto a retirement plan that I feel very comfortable with. His focus on providing advice based on individual needs, rather than selling products, is unique in a marketplace full of players with conflicted interests."
Asia Consulting & Investment Group Ltd